While enjoying the ‘jolly’ season, it would be wise not to throw all caution to the wind. Shopping can be crazy but remember to watch your spending. Merchants can be very enticing with their special offers at this time, both in the shops and on line stores. It’s good to have a list and follow it as strictly as possible. No spontaneous purchases! In fact, as much as possible, stay away from the shops once you finish your legal (list-based) shopping. That way, you can at least try to resist some temptations.